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Ireland’s confidence growing

first_imgIreland’s back three of Bowe, Rob Kearney and Andrew Trimble all had notable performances and the centre partnership of Gordon D’Arcy and Keith Earls worked much better. Interestingly though it was Sexton and Bowe who finished in the Centre. Could it be that Bowe at 13 has the physical attributes to counteract the battering ram that is Aurelien Rougerie?Should Donncha Ryan start v France?The scrum was an area of concern and Ireland lost a couple of line outs (one of which led to Parisse’s try) but whether concentration was better after the break or Italy tired, the scrum improved. Stephen Ferris and Paul O’Connell were both outstanding but a question mark remains over who will partner O’Connell in the second row. When called upon, Donnacha Ryan does all he can to take the starting place from Donncha O’Callaghan.Another issue for Kidney is getting the best out of Sean O’Brien and Jamie Heaslip who have struggled to stamp their authority so far – something that will be crucial in disrupting the French and stopping their big ball carriers.Playing against Wales, errors and lack of discipline cost Ireland dearly. A “sloppy” first half against Italy could be put down to rustiness but Ireland got away with it. France is a much tougher test in which any lapses in concentration will be exploited. Scotland showed on Sunday that France do have their weaknesses but ultimately Les Bleus were able to up their game. Two-try Tommy BoweBy Claire GlancyPERFORMING under pressure. After their defeat to Wales, that’s the challenge Ireland faced before even taking to pitch against Italy. So when Sergio Parisse crossed the whitewash to level the sides late in the first half on Saturday, the pressure cooker reached boiling point. “Come the day and come the hour” Ireland’s response was critical if they were going to get their RBS 6 Nations campaign back on track.Tommy Bowe’s try in the 39th minute not only put the hosts back in front but it was the first step in rebuilding confidence in a side that has rarely reached its potential since the Grand Slam of 2009. The momentum was back in Ireland’s favour and set up an excellent second half performance which saw them score 25 unanswered points.Critics will say those points don’t carry much weight when they come against a side like Italy, who by their own admission eventually just gave up, but it’s the manner in which Ireland played and the ease with how those scores came that means they will travel to the Stade de France in a very different frame of mind to a fortnight ago.Of course, they will still be underdogs. As World Cup finalists, France started the tournament as favourites and remain unbeaten but the underdog tag sits more comfortably with Ireland so if they can continue to gather momentum then they won’t fear the French as much as before.By now Declan Kidney has had a good look at all of his players in action so it will be interesting to see if there will be any changes to the starting XV in Paris.Eoin Reddan upped the tempo v ItalyAt Lansdowne Road, the introduction of Eoin Reddan after 53 minutes ramped up the tempo. Jonathan Sexton, who was excellent at controlling play, looked more at ease with his Leinster team-mate feeding him quick ball than he had with Conor Murray’s service. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS not for featured With Wales already winning the Triple Crown, whispers of a Grand Slam have started and it will take a lot to stop them. But at least Ireland’s victory over Italy has kept alive their Championship hopes. They go to Paris more confident but seeing as they’ve only won there once since 1972, they also have to be realistic about their chances.Follow Claire Glancy on Twitter @claireglancylast_img read more

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Rates Go Down, but Things Are Looking Up

first_img Servicers Navigate the Post-Pandemic World 2 days ago  Print This Post Fannie Mae and Freddie Mac backed mortgages are hitting a 15-year high, according to the July 2017 Housing Finance at a Glance Monthly Chartbook recently released by Urban Institute. The share from 2007 to 2013 was approximately 40 percent, but Q1 2017 is reflecting an increase to 47.8 percent. This is one of the few rates that are increasing—but decreasing rates, in this sense, are certainly a good thing.The appreciating home prices in today’s market are good for those that are under water. According to the report, homes in negative equity (LTV greater than 100) are declining as housing prices appreciate.Compared to the share of all residential properties with a mortgage, as of Q1 2017, those in negative equity were at 6.1 percent. Properties near negative equity (LTV between 95 and 100) stood at 1.6 percent. To paint the picture, in Q3 2008, those in negative equity were hovering right around 25 percent until around Q4 2012, when rates slowly began to decline.That’s not the only figure looking better for consumers—90 day delinquencies are resuming their decline after a slight seasonal increase in Q4 of 2016 from 1.60 percent to 1.37 percent in Q1 2017. Foreclosures are falling to 1.39 percent of all loans. Combining both delinquencies, this is down from Q4 2016’s 3.13 percent and Q1 2016’s 3.29 percent to 2.76 percent in Q1 2017.The Government Sponsored Enterprises (GSE) had a slowing in Home Affordable Refinance Program (HARP) refinances due to the high volume of borrowers who have already done so.Data from the FHFA Refinance Report and Urban Institute points to this trend continuing, considering the recent rate increases. HARP refinances total 3.46 million since Q2 2009 (HARPs inception), and accounts for 12.6 percent of all GSE refinances in Q1 2016. Compared to all refinances, HARP refinances were 3 percent. This is based on all data that is available until April 2017. Brianna Gilpin, Online Editor for MReport and DS News, is a graduate of Texas A&M University where she received her B.A. in Telecommunication Media Studies. Gilpin previously worked at Hearst Media, one of the nation’s leading diversified media and information services companies. To contact Gilpin, email [email protected] Tagged with: default Fannie Mae Foreclosure Freddie Mac The Best Markets For Residential Property Investors 2 days ago About Author: Brianna Gilpin Share Save Subscribe Related Articles default Fannie Mae Foreclosure Freddie Mac 2017-07-25 Brianna Gilpin Home / Daily Dose / Rates Go Down, but Things Are Looking Up in Daily Dose, Featured, Foreclosure, News, Secondary Market Data Provider Black Knight to Acquire Top of Mind 2 days agocenter_img July 25, 2017 1,401 Views Previous: Kevin Stitt of Gateway Mortgage Group to Enter Race for Oklahoma Governor Next: Committed to Consumer Protection Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Rates Go Down, but Things Are Looking Up Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days agolast_img read more

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Badgers suffer heartbreaking senior day loss

first_imgUW guard Jade Davis finished with a career-high 14 points vs. Michigan but missed a game-winning three-pointer as time expired.[/media-credit]Senior Day took on an emotional setting Saturday at the Kohl Center, and Wisconsin’s (14-12, 9-5) matchup with Michigan (16-10, 9-5) fit the somber pregame mood, as the Badgers fell 68-66 after an impressive comeback.Playing without senior forward Tara Steinbauer, who suffered a torn ACL against Iowa, Wisconsin guard Jade Davis missed a three-pointer just before time expired to give Michigan the win. Up two points with a minute to go, junior guard Courtney Boylan made two straight baskets to give Michigan a lead it would never surrender.After building a 12-point lead on the Badgers early in the second half, it appeared the matchup had turned into an easy win for the Wolverines. However, the Badgers displayed their resilience by finally finding an offensive rhythm in the closing minutes of the game.“They’re a relentless group. We know we’re a second half team; we’ve talked about it. We talked about it at halftime,” head coach Lisa Stone said. “I knew that we’d give a valiant effort and play to the better end. I mean, there’s not a player on our team that didn’t leave themselves on the floor. They laid it out there and played very, very well.”The Badgers led 5-3 less than two minutes into the game and didn’t regain the lead until just over four minutes remained in the game. With only two players in double figures and not one reaching the 15 points, Wisconsin struggled offensively for much of the contest.Senior guard Alyssa Karel, UW’s leading scorer, finished with only nine points on 4-of-13 shooting. For the game, the Badgers managed 43.1 percent from the field and 36 percent from beyond the arc, but it simply wasn’t enough to take down a Michigan team that was finding its stroke in the first 20 minutes.Rachel Sheffer led the Wolverines’ attack on offense, scoring 18 points in the first half. Although the Badgers held her to four points in the second half, Sheffer was crucial to Michigan, building a nine-point halftime lead.“In the first half, she had our number a little bit. In the second half, my goal was to be as physical as possible and keep her out,” senior forward Lin Zastrow said. “In the first half, she got prime position and that’s hard to stop anyone. …So I just tried to be as physical as I could with her and keep her off the block.”Sheffer was only one piece of a Michigan offense that was red-hot in the first half, and the Wolverines never allowed the Badgers to gain an advantage late in the half. Although they struggled from three-point range in the first half (shooting 21.4 percent), the Wolverines shot nearly 52 percent from the field.Building on that lead for much of the first half, Wisconsin’s late run was simply not enough to bring down a Michigan team that dominated most of the game.“I thought Jade’s shot was going in; [it] sat up in the air for a long time. I thought that was going down,” Stone said. “But the game doesn’t come down to one shot or one play. It comes down to 40 minutes, and I give Michigan a lot of credit. In the first half they found ways to get mismatches.”The Wolverines also got a great boost from sophomore guard Kate Thompson in the second half, who hit three big shots from long distance that slowed Wisconsin’s momentum.As several of the Badgers’ usual scorers had a hard time finding their game, Davis, a junior guard usually known for her defense, picked up her game in their absence, finishing with a career-high 14 points. Davis played a major role in keeping UW in the game late, shooting 50 percent from the floor to go along with four three-pointers, including one that gave Wisconsin a lead with just more than three minutes to go.“Once we started moving and really working together, [the Michigan defense] couldn’t find us and Alyssa, Taylor – they were all able to find me,” Davis said. “Lin every once in a while tells me to shoot it when I’m wide open when I don’t really see that, so, I mean, it was just team effort, really.”The Badgers may have minimized their chances of winning a Big Ten title with the loss, but UW is trying to stay positive and maintain perspective heading into the next game against Indiana Wednesday.“We just have to take care of what we can take care of, control what we can control, and that’s the next game,” Stone said. “What I want our team to do is respond from this, play well, bring some momentum into the Big Ten Tournament and make some noise, because this is a really good team.”last_img read more

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