Category: vyucdgyc

Proper Cornish goes back to roots

first_imgBodmin-based pasty supplier Proper Cornish has unveiled a £200,000 rebrand, altering its name from Proper Cornish – Real Pasties, to Proper Cornish Food Company.New branding focuses on the company’s Cornish roots, stressing provenance, premium and quality, featuring on everything from swing signs outside local bakeries to the new company van livery unveiled this week.Proper Cornish Food Company sells both locally, and nationally to wholesalers, pasty shop chains such as Pasty Presto and multiples including Sainsbury’s.last_img read more

Continue reading "Proper Cornish goes back to roots"

British Bakels welcomes students to Bicester

first_imgBritish Bakels welcomed bakery students from Tameside College last week, as they attended a two-day course at the bakery ingredients manufacturer’s technical centre in Bicester.Nine students were accompanied by Lorna Jones, head of the bakery department at Tameside, and lecturer Steven Salt.The visit included a talk on the heritage of the Bakels Group and what it does, a tour of the site and a ’bread faults’ session. Bakels also held a session on the controls carried out on specific machinery an area of expertise that is not covered at bakery colleges, and is a gap that could be filled, according to Jones.The students also presented the products they produced at the Dragons’ Den session during the British Society of Baking conference, hosted at the college earlier this year. The course concluded with a short quiz based on the subjects covered over the two days, with Hannah Tracey winning the ’Brain of Bakels’ certficate, presented by Keith Houliston, sales director, craft sector for Bakels.last_img read more

Continue reading "British Bakels welcomes students to Bicester"

Press release: Directors banned after attempting to cheat millions in complex VAT scam

first_imgOffice currently closed during the coronavirus pandemic. Both Ulhaque Ahtamad and Nadeem Ahmed involved their companies in complex VAT fraud schemes which attempted to cheat taxpayers out of millions of pounds. The serious nature of their misconduct has been reflected in the severity of their disqualifications and this should serve as a clear and strong warning to others that we will not hesitate to use enforcement powers to investigate and disqualify directors whose companies defraud the public purse. Press Office Notes to editorsNadeem Ahmed disqualification effective from 15 May 2018. Face Off South Ltd (FOS) (Company No. 05041464) was incorporated on 11 February 2004. Its trading address was at 421 Marshgate Lane, London E15 2NQ.The petition to wind up the company was presented by HMRC on 25 February 2015 for £199,072 in respect of costs awarded against FOS for a VAT Tribunal and in respect of unpaid VAT. The winding up order was made against FOS on 20 April 2015.Ulhaque Ahtamad’s disqualification is effective from 3 May 2018. Masstech Ltd (CRO No. 02737217) was incorporated on 4 August 1992 as Masstech Ltd. Its trading address was at Bishops House Market Place, Chalfont St Peter, Gerrards Cross, Bucks, SL9 9EA.The petition to wind up the company was presented by HMRC on 11 February 2013 for £7,484,940 in respect of unpaid VAT. The winding up order was made against Masstech Ltd on 25 March 2013.A disqualification order has the effect that without specific permission of a court, a person with a disqualification cannot: act as a director of a company take part, directly or indirectly, in the promotion, formation or management of a company or limited liability partnership be a receiver of a company’s property Persons subject to a disqualification order are bound by a range of other restrictions.Contact Press OfficeMedia enquiries for this press release – 020 7674 6910 or 020 7596 6187 The two directors, Nadeem Ahmed and Ulhaque Ahtamad, were involved in highly complex Missing Trader Intracommunity (MTIC) fraud schemes, which involve artificially extended trading chains.Typically in MITC fraud schemes, at one end there is a ‘missing trader defaulter’ who imports goods and charges VAT to its UK customers but does not pay what is owed to HMRC.At the other end of the chain, there is a ‘broker’, which is an exporter that seeks to reclaim the VAT that has not been paid. When challenged, the broker insists on being paid and denies knowledge of the default on VAT payment to HMRC as there are intermediate traders who act as ’buffers’.In both cases, evidence presented by HMRC and the Insolvency Service demonstrated the artificial trading features, which enabled the courts to decide that the directors ought to have had knowledge of their involvement in MTIC trading.Nadeem Ahmed, 42 from Forest Gate, London, was a director of Face Off South Ltd (FoS), which was wound up in April 2015 following a petition by HMRC for £199,072 in unpaid VAT.Investigations found that between June and December 2006, FoS exported £38 million worth of mobile phones and computers. The company then filed quarterly returns with HMRC attempting to claim back VAT to which it was not entitled.HMRC warned Nadeem Ahmed about the risks of MTIC wholesaling of electronic goods and that he should conduct more robust checks on his trading partners, goods and commercial procedures.However, Nadeem Ahmed ignored the general warnings and the varied MTIC trading hallmarks, as well as specific advice that FoS’s trades were traced to fraudulent losses.Furthermore, despite the closure of FOS’s account with an offshore bank complicit with MTIC fraud, FoS continued to trade for another VAT quarter by setting up an account with an unregistered offshore bank. Fraudulent losses in its trading chains totalled up to £2.3 million.Following a trial in 2013, the court dismissed FoS’s appeal for reclaims and found that Nadeem Ahmed knew the company’s trades were connected to fraud.And considering Nadeem Ahmed’s knowledge of FoS’s involvement with this fraud, the High Court has since ordered that he is banned from running companies for 13 years – effective from 15 May 2018.Nadeem Ahmed’s ban closely follows a High Court order for the 15-year disqualification of Ulhaque Ahtamad – the maximum sanction possible.Ulhaque Ahtamad was a director of Masstech Ltd, based in Gerrards Cross, Buckinghamshire, and traded in carbon emissions allowance and metals.Following regulations restricting fraud in electronic goods wholesaling, MTIC fraudsters sought new opportunities in carbon credit trading and Masstech Ltd played the role of a buffer artificially extending an MTIC trading chains.Investigators found that Ulhaque Ahtamad made sales of more than £38 million in the wholesale trade of carbon emission allowances and metals with little initial finance in place.Masstech also entered into trading arrangements which were too good to be true and was repeatedly warned by HMRC, in particular against paying third parties who were not suppliers. This left no money along the supply chain to pay VAT to HMRC.And Ulhaque Ahtamad was obstructive in his dealings with HMRC, he failed to advise them of Masstech’s carbon credit trades or change of address, as well as preventing visits and sight of company records. He also paid £7.38 million to unconnected third parties, this topping the £7.1 million of tax losses in Masstech’s supply chains.Tony Hannon, Official Receiver for the Insolvency Service, said: Media Manager 0303 003 1743 Email [email protected] This service is for journalists only. For any other queries, please contact the Insolvency Enquiry Line.For all media enquiries outside normal working hours, please contact the Department for Business, Energy and Industrial Strategy Press Office on 020 7215 1000. You can also follow the Insolvency Service on: Twitter LinkedIn YouTubelast_img read more

Continue reading "Press release: Directors banned after attempting to cheat millions in complex VAT scam"

Cold Feet

first_imgA view of the Kennebec River at Skowhegan. (Elizabeth (Stu) Mehlin)The round growths on the goldenrod are galls. Inside each one is a tiny egg of a fly. If all goes well, the baby will be born this spring. (Elizabeth (Stu) Mehlin)Red berries covered in new snow. Weld. (Dennis York)Doe in Rangeley. (Dennis York)(Isaiah Finn)(Isaiah Finn)Downy Woodpecker. (Paige Plourde)Chickadee. (Paige Plourde)Winter purple finch. (Paige Plourde)Chipping sparrow. (Paige Plourde)A black capped chickadee waits for its turn in the snack bar which has become as crowded as the snowflakes. (Photo by Jane Naliboff)Private quarters for Mr. Goldfinch. (Photo by Jane Naliboff)Fluffy goldfinch. (Photo by Jane Naliboff)Does anyone have some goggles? (Photo by Jane Naliboff)Dark eyed junco. (Photo by Jane Naliboff)A red-bellied woodpecker added some much needed color, albeit briefly, to the white landscape. (Photo by Jane Naliboff)Up close with red-bellied woodpecker. (Photo by Jane Naliboff)Seriously? Holiday lights and now this? With practice, he figured out the peck and duck move. (Photo by Jane Naliboff)A dark eyed junco puffed and fluffed to keep warm in the recent frigid days and snow. (Photo by Jane Naliboff)A tufted titmouse takes a strand of straw from the roosting pocket, perhaps to add to its nest. (Photo by Jane Naliboff)A woodpecker. (Photo by Karen Dalot)A yellow finch eating. (Photo by Karen Dalot)Hey it is cold on my feet. (Photo by Karen Dalot)A chickadee. (Photo by Karen Dalot)last_img read more

Continue reading "Cold Feet"

Saint Mary’s club promotes dialogue through literature, writing

first_imgThough the Saint Mary’s English Club learns from its past, lives in the present and plans for the future, no tense situations arise as members share their love for reading and writing. Sophomore secretary Riley Harber said she enjoys expressing her love for literature outside of the classroom.“I always value being a Saint Mary’s student just because I’m surrounded by so many wonderful people,” Harber said. “To be able to meet regularly in an environment with people like that and to talk about something that I love is just absolutely fantastic.”Senior Sam Castaneda, who serves as president of the Saint Mary’s chapter of the International English Honor Society within the English Club, said the purpose of English Club is consistent with the College’s core values.“Saint Mary’s is a liberal arts school that really emphasizes learning different areas, and it places a great emphasis on writing and on English [literature],” she said. “English [literature] brings people together, no matter the political stance or racial background. It unites people together.”The club provides students with opportunities to converse with like-minded peers while growing in knowledge, according to Harber.“They say ‘A book is a window to the soul,’ so it’s not only a way to learn about other people around you and to build your worldview, but it also creates the opportunity for a dialogue,” she said. “If two people read the same book, they talk about it and bounce their ideas off one another. They both come out of it with something new.”English Club sparks dialogue about acclaimed literature, while also giving students an outlet to share their work and hear from others, according to Castaneda.“It brings people from various backgrounds to one room to talk about literature and poetry from diverse writers,” Castaneda said. “Everyone gets to share ideas. Everyone is truly collaborating to … add on to that interesting conversation.”Harber said the club plans to implement several new features this year, including creative writing workshops and book club meetings every two weeks.“This is putting us out there a little bit more, having somewhere people can go bimonthly,” she said. “At Saint Mary’s, where the focus is on developing the whole individual, us[ing] literature as a way to create dialogue helps formulate the whole person.” Harber said everyone should feel welcome to join the club, regardless of background or major, since diverse perspectives provide members with new insights.“You have people who spend their whole student lives at the moment studying and analyzing and reading, and to be able to break away from that, and get people who are into it because they really love reading and writing. … It’s fresh, and it’s new,” she said. “Literature not only entertains, but it teaches and informs. It helps people expand their horizons.”Harber said English Club enhances the Saint Mary’s community and even improves members’ critical reading and writing skills while celebrating literature.“The best writers are also good readers,” Harber said. “Not only does reading help expand your worldview, but it also helps you figure out how to put what you’ve learned and what you want to say out there concisely and in a way that other people can understand and be affected by.”Tags: Alpha Xi Eta, English club, English Honor Society, literature, saint mary’s, writing Castaneda said these English Club meetings will provide members with the opportunity to discuss their passions in a casual environment.“It’s not like a structured class,” Castaneda said. “It’s more like, ‘Oh, cool poem. Let’s read.’”Similarly, the Saint Mary’s branch of the English Honor Society, Alpha Xi Eta, is new this year, founded by Castaneda. She said she created the chapter after she realized how much the perks of membership would benefit qualified Saint Mary’s students. “[Alpha Xi Eta] provides internship opportunities, graduate school guidance and financial assistance to attend conferences,” she said. “It’s a way to test out how much of a writer you really are. It kind of pressures you to meet new people. You’re in a community where everyone is really dedicated to being writers.”last_img read more

Continue reading "Saint Mary’s club promotes dialogue through literature, writing"

Students share thoughts on new outdoor seating area at Saint Mary’s

first_imgGenevieve Coleman | The Observer Outside Le Mans Hall and Moreau Center for the Arts, the College’s new outdoor seating offers students a recreational gathering space.In an email sent last week, Saint Mary’s Student Government Association (SGA) announced the availability of a new outdoor area between Le Mans Hall and Moreau Center for the Arts would be available for student use.The space is complete with decorated tables, patio chairs and lights strung through the surrounding trees.According to another email, SGA will host its first event “Mugs Under the Moon” at the new site Friday at 7 p.m., offering students warm beverages and reusable mugs.Belles have been using the area throughout the week and reacted to the new gathering area.Sophomore Bella Burke praised the new on-campus location.“I really like what [SGA] has done with the place,” Burke said. “The seating arrangements and lights have definitely added to the quarantine mood.”Burke said she also enjoys the variety of things she can do in the space.“I definitely find myself out here a lot more — doing homework, getting stuff done,” Burke said. “It is also nice getting dinner with friends when it’s dark out and the lights are pretty.”Junior Lauren Bock likes having a new space to study and eat outdoors.“I like it a lot,” Bock said. “I think it’s a good space for eating while it’s nice outside. I really like studying with the lights. It’s just a very nice place to be able to sit, and I’m glad [SGA was] able to make it happen.”Sophomore Elnora Mariner said she enjoys the opportunity to explore campus in a safe way during the COVID-19 pandemic.“I think it’s a great way to getting us out of our rooms and onto campus,” Mariner said. “I [prefer this] than being cooped up in your room. … [It’s] kind of restoring normalcy in a way.”Sophomore Moira Boyle is pleased with the space, citing her improved concentration while studying outside.“I love [the area],” she said. “I love studying outside. I feel like it’s more relaxing. I can focus better. So, I really like the space [SGA] set up. I really enjoy it out here.”Boyle said she would also be interested in movie screening events in the space.“I know Notre Dame does movie nights at the football stadium, so if there was a way to have something out here like with [the Christian Culture Lecture], that would be fun,” she said.First year Hayley Helt supports the new space as it gives her a quiet place to go on campus.“I like it a lot,” Helt said. “It’s really pretty with the lights, and it’s just very peaceful. I see that we just got fireplaces, so that’s pretty cool. I’m very excited for that. It’s really relaxing and nice that you can just come out here and sit and do your homework. It’s very quiet and serene. I like it a lot.”First year Gretchen Brauer said she is excited about the chance to be outdoors during favorable weather.“It’s better than sitting in your dorm or in a study carrell,” Brauer said. “You get to take in the nice weather and the WiFi actually works out here.”First year Rachel Tapealava-Boulger likes the peaceful environment the space provides.“It really aesthetic and quite pleasing and relaxing,” she said. “The lights are my favorite part.”Tapealava-Boulger said she hopes the area will host more outdoor events.“It would be nice to use this space to host a book club or somewhere to come and play music at,” she said.Sophomore Sam Swanson said she is proud of SGA’s execution of the space.“My room looks right out on it, and it’s super cute, especially at night,” Swanson said. “Whenever I look out, there’s always people there. It’s just a really great idea amidst this pandemic for people to hang out outside with their friends while being distanced.”Tags: ambiance space, ND Student Section, Saint Mary’s SGA, student spaces After the positive feedback garnered from Notre Dame’s outdoor sitting area Library Lawn, Saint Mary’s responded by providing a similar spot for students to gather.last_img read more

Continue reading "Students share thoughts on new outdoor seating area at Saint Mary’s"

Brazilian Air Force Dogs Help Security Forces Sniff Out Drugs, Explosives, Weapons

first_imgAdditionally, the dogs in FAB platoons are trained to differentiate among up to 40 substances; the canines learn to detect drugs hidden even in blind spots since scent molecules from drugs pass through metal and can be perceived by a dog’s powerful sense of smell. “We will be at the 2016 Olympics. We are already training the personnel,” said First Lieutenant and veterinarian Paulo Lima Borges, commanding officer of the War Dogs Platoon with the Special Aeronautics Infantry Battalion in Brasília (Binfae-BR), under the Sixth Regional Air Command (VI Comar). “Both are quite experienced, mature, and very confident,” First Lt. Borges said. “The biggest task is training the canine to take action in any situation, in a confined space or with baggage on aircraft with a turbine engine. Wolverine is one of just a few that can perform under those conditions without batting an eye.” “This will reinforce our structure if we need to operate at the Olympics,” Second Lt. Maria Clara said. “The course has already served to train the staff who will be able to take part in the mission in Rio de Janeiro,” First Lt. Borges said, adding that training must be repeated every two years. For example, War Dog Platoons at Binfae-Manaus (state of Amazonas) and Boa Vista (state of Roraima), in northern Brazil, engage in security missions and in joint operations with the Federal Revenue Service and the Federal Civilian Police. In Rio de Janeiro, the Binfae unit in Galeão (Binfae-GL), which consists of 13 dogs and five handlers and is commanded by Second Lieutenant Maria Clara da Silva Negreiros Botelho, is the only battalion in the capital of Rio de Janeiro with a kennel. Sniffing dogs led by highly trained service members in the Brazilian Air Force (FAB) are helping security forces find drugs, explosives, and illegal weapons. Dogs begin Platoon training when they are puppies, 24 hours after they are born. To be accepted into the course, the handler candidates must pass a rigorous background check and have a suitable profile to deal with dogs. “The demand to put a stop to drug-related violence is increasing, and canines are a most efficient tool,” Officer Moura said. “When we begin to use them, it will be a warning to traffickers. Police in countries like the United States, Mexico, and Colombia already use them on a large scale. We will begin here, and later show the results, and that will make the government realize that we need to train more handlers.” Worldwide, many Military units and police departments work with the Malinois breed, which is also known as the Belgian Shepherd, a type of dog which the FAB frequently requests. The dogs and handlers trained by the FAB can now be deployed to conduct security operations during the 2016 Rio Olympics (August 5-21) and Paralympic Games (September 7-18). Fifteen FAB battalions in 12 states and the Federal District have War Dog Platoons, which include a total of 133 dogs and 93 handlers. Overall, 33 canines detect drugs; eight find material weapons; and eight locate explosives. Another 58 dogs are trained to guard and protect; 15 are assigned to disturbance control and containment; six control birds at airports; four are deployed in search and capture missions; and one is used in search and rescue operations. Wolverine and Shaik, two Military Malinois in the Binfae-BR platoon that participated in World Cup operations in Cuiabá, should be on the team for Rio 2016. “It is necessary to enjoy and get along with the puppy and understand its behavior and body language, which can indicate a suspicious situation,” he said. Military dogs deployed on security missions The goal is to train more service members to work with the dogs so the ratio is one handler per animal. Moura, 46, is the deputy chief of the section that will launch the DF Civilian Police force’s first canine unit in 2016, which will consist of 10 animals and include Malinois and German Shepherds. Military handlers and their dogs undergo comprehensive training before working together in the field. “This has become routine. We are being called upon again. I can get the location for a new mission at any time,” Second Lt. Maria Clara said. Training begins in the puppy stage With their human handlers, the canine members of the War Dog Platoons conduct surveillance for FAB units deployed throughout the country in joint operations with agencies like the Federal Revenue Service (RF) and the Federal Police (PF), and at international events, such as the 2014 World Cup. They will also conduct security operations for the upcoming Rio Olympics, which are scheduled to begin August 5, 2016. At the conclusion of two months of training, in April, Federal District Civilian Police officer Roberto Cláudio Castro de Moura of the Special Operations Division highlighted that one of the requirements is to establish a rapport with the dog. About 40 percent of the dogs pass the tests required to join an FAB Platoon, where they can serve until they reach the age of 12. As they get older, dogs experience drying mucous in their noses, which reduces their sniffing capabilities. Dogs have 300 million olfactory receptors, compared to six million for humans, meaning dogs have a sense of smell up to 100,000 times greater than that of humans. “I would say that training begins even before that, in choosing the father and mother,” First Lt. Borges said. “The chances of striking gold (having a dog that can successfully pass the tests) is much greater.” Located next to the Tom Jobim International Airport, the Binfae unit supports operations for the Federal Revenue Service aimed at departing passengers or transporting cargo. In March and April, First Lt. Borges coordinated a course for handlers and dogs that focused on the detection of drugs, weapons, and ammunition. The training program at Binfae-BR began with 17 students, 13 of whom were from the FAB, one from the Brazilian Army (EB), two from the Civilian Police Special Operations Department of the Federal District (DF), and one from the DF Penitentiary System. The most important part of training is association, also known as imprinting, which consists of making the dog understand that it needs to detect an odor of drugs, weapons, or ammunition. This training begins when the dog is 6 weeks to 4 months old. Military dogs and handlers work as a team After two months of theoretical and practical classes, 14 participants – 11 from the FAB, two from the Civilian Police and one from the EB – achieved the status of handler, and seven Malinois dogs passed the tests to join the War Dogs Platoon of the Aeronautics Battalion at the capital. The Military dogs have helped Soldiers during security operations. In the next phase, the animal develops its muscle mass and its instinct of possession over objects, which will later be relevant in real searches for drugs and weapons (sniffing), or during other applications, such as crowd control and rescues. “We are at war,” First Lt. Borges said. “Traffickers are developing on their side, and we on ours. The error, when it happens, lies with the handler and not the canine.” For example, at the 2014 World Cup, the Binfae-BR War Dog Platoon was deployed for 22 days in Cuiabá, the capital of the state of Mato Grosso and a host to several games. The Platoon cooperated with the PF to detect weapons, drugs, and munitions as flights arrived and departed from the Marshall Rondon International Airport, in Várzea Grande, 10 kilometers from the capital. FAB battalions and canine units operate nationwide. By Dialogo August 21, 2015 I THINK SO Nations around the world need to unite for one goal, to sow peace in the world and eradicate hunger and poverty. All service members are true heroes. I greatly admire them. I am very proud to be in the Brazilian Army Reserves, and it’s very important to know that this military information reaches all Brazilians. Intensive training for handlers and dogslast_img read more

Continue reading "Brazilian Air Force Dogs Help Security Forces Sniff Out Drugs, Explosives, Weapons"

The best new savings apps for your phone

first_img1. BillGuard. The BillGuard app, using bank-level security, pulls all your transactions from various accounts, and flags ones that might be erroneous, including duplicate charges that have been flagged by other users. You can flag a charge and dispute it with a company directly through the app. When a retailer faces a data breach, BillGuard alerts you if you shopped at the store during the period of the incident. continue reading » BillGuard is one of several apps to hit the market recently with the goal of ​protecting your finances and saving you money. Other popular ones reduce your parking expenses, help you track spending and help you find discounts and coupons. Here’s an overview of some of the most popular apps, which are all available for both iOS and Android, and how they work: ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrcenter_img Stay on top of your spending by downloading these Kimberly PalmerSeveral years ago, entrepreneur Yaron Samid noticed a fraudulent charge on his credit card. When he investigated, he found that it had actually been a recurring charge, added to his monthly bill, that he had been paying without even realizing it. He also discovered that other people posted online about the same charge, and he wasn’t the first person to be surprised by it.His tech background inspired him to start thinking about how people could share information about such fraudulent charges to help protect each other. That concept led him to create BillGuard, an app that has been used by more than 1 million people worldwide since it launched in July 2013. “The [app] is helping people make sure they’re only paying for what they should be,” says BillGuard spokeswoman Marina Boykis​.last_img read more

Continue reading "The best new savings apps for your phone"

Create greater impact with interactive media

first_imgWhether it’s a billboard in Times Square or a website with clickable links, interactive advertising is popping up everywhere. What is interactive advertising, you ask? Well, think of it as an immersion experience. (That’s a fun phrase.) Instead of merely consuming media, you’re now engaging with it.Take, for example, the billboard in Times Square. It isn’t just a billboard; it comes to life in the form of a video, and the creative character on that billboard begins talking to people who walk by. And that website with the clickable links? It allows users to play a game in order to learn information about the business.Interactive advertising takes the ordinary and turns it into something extraordinary. Take a look at this live augmented reality advertising strategy used by the promotions team for the 2014 film “Into the Storm.” This insanely awesome poster was placed on the streets of Sydney and was definitely an eye-catcher. The people were hooked, and we can see why. continue reading » 22SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Continue reading "Create greater impact with interactive media"

Diversity, equity & inclusion: What’s the next right step for credit unions?

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr The subject of diversity, equity and inclusion has risen to new heights. It seems many organizations have awakened to the idea that celebrating our differences is a powerful way to bring us together. It feels as if DEI has become a movement unto itself. In this season, we should pause for a moment to contemplate the next move.The matter of diversity, equity and inclusion is a big tent of ideas, philosophies and concepts. It is hard to consider DEI without exploring racial equity. It is challenging to wrestle with racial equity without dealing with racism. It is almost impossible to combat racism without considering personal values.These seem like bigger-than-life themes. The fact is, these issues are being raised in many communities, organizations and industries. What remains to be explored is what we should do next.Let’s remember it took the explosion of a series of racially charged murders to stir corporate America into a posture for action. Today, some of the largest organizations are rising to put their stamp on the call for racial justice. I salute these companies for their courage, commitment and conscience. They are pushing colleagues, markets and audiences to be focused on equality for all. But what about the quiet credit union movement? continue reading »last_img read more

Continue reading "Diversity, equity & inclusion: What’s the next right step for credit unions?"

European Court of Justice: Decisions on the protection and rights of air passengers

first_imgSee the judgment of the Court with the above decisions HERE The first decision concerns related flights of passengers who, through a single reservation, have purchased tickets departing from a Member State to third countries. Namely, the airline with which the ticket is reserved is obliged to compensate the passenger for delays on connected flights of other non-European companies. Previously, only passengers were entitled to compensation for missed connections within the EU, but now this has been extended to all trips from the EU to the world.  The second court decision deprives the passenger of the possibility of reimbursement of the costs of the same trip, in case of denied boarding and cancellation or long delay of departure, cumulatively – ie simultaneously from the airline and the tour operator. On July 10, the European Court of Justice issued two decisions relating to consumer protection in air transport.  center_img The Court points out that the passenger is entitled to reimbursement of the amount of the ticket from the tour operator in accordance with the provisions of the Package Arrangement and Related Travel Arrangements, but consequently can no longer claim reimbursement from the airline. Source: UHPA / ECTAA / Photo: Pixabay.comlast_img read more

Continue reading "European Court of Justice: Decisions on the protection and rights of air passengers"

US coronavirus deaths rise by nearly 1,300 for first time since May

first_imgUS deaths from the novel coronavirus rose by nearly 1,300 on Tuesday, the biggest one-day increase since May, according to a Reuters tally.California, Florida and Texas, the three most-populous states, reported one-day record spikes in deaths on Tuesday, together accounting for 584 of the 1,292 new deaths. Arkansas, Montana and Oregon also had one-day record increases in COVID-19 fatalities.Tuesday’s surge in deaths comes on top of US deaths rising on a weekly basis for three weeks in a row. Last week, fatalities increased by over 1,000 for four days in a row. A spike in infections in Arizona, California, Florida and Texas this month has overwhelmed hospitals. The rise has forced states to make a U-turn on reopening economies that were restricted by lockdowns in March and April to slow the spread of the virus.The United States has lost nearly 150,000 people in total since the virus was first detected in the country in January, the highest number in the world. Cases rose by over 64,000 on Tuesday to a total of 4.38 million.Of the 20 countries with the biggest outbreak, the United States ranks sixth for deaths per capita, at 4.5 fatalities per 10,000 people. It is exceeded by the United Kingdom, Spain, Italy, Peru and Chile.Topics :last_img read more

Continue reading "US coronavirus deaths rise by nearly 1,300 for first time since May"

Colombia makes arrests in sex trafficking plot that lured women to China

first_img“At these places, the young women were allegedly held against their will,” Colombia’s attorney general’s office said in a statement. “Their passports and personal documents were taken away.”The traffickers imposed debts on them of $14,000, which they were forced to pay off by making $600 a day in sex work, the top prosecutor said.The traffickers preyed on young, unemployed and poor women with “perverse deception,” the office said.Among those arrested were five women, whom authorities said arranged travel and visas for the victims who were flown via Madrid and Amsterdam before reaching Beijing. Colombian police broke up an accused sex trafficking ring that recruited women in Colombia and forced them into prostitution in China, authorities said on Tuesday, exposing a plot of criminal deception that preyed upon poor and vulnerable women.Seven accused traffickers were arrested and charged with luring and sexually exploiting at least 30 Colombian women and migrants who were sent to work in nightclubs in the Chinese city of Guangdong, authorities said.The women were recruited on social media and on WhatsApp messaging with offers of well-paid work as models in China by traffickers who staged fake photo shoots in Colombia before sending them abroad, authorities said. In Latin America, sexual exploitation of women and girls remains the most common form of human trafficking.But while most victims in Latin America are trafficked within the region, the case points to China as a primary destination for Colombian women forced abroad.In a similar case in 2017, Colombian authorities busted a criminal ring that trafficked about 150 women into forced prostitution to China. That ring also used false job offers and made the women pay off even higher debts of $25,000 each.Under Colombia’s anti-human trafficking law, convicted traffickers can receive prison sentences of up to 23 years.Last year, Colombian authorities convicted 19 human traffickers, down from 26 convictions in 2018, according to the US State Departmentcenter_img Topics :last_img read more

Continue reading "Colombia makes arrests in sex trafficking plot that lured women to China"

UK minister dismisses ‘auto-protection’ as politicians clash on paternalism

first_imgConservative Party peer Lord Holmes and the UK union umbrella group Trade Unions Congress supported the proposals.Speaking at a debate hosted by the Society for Pensions Professionals (SPP), Webb said he was prepared to be paternalistic for those who needed help in order to save into a pension.“Once they have got close to the concept of a retirement, do we have to go on being paternalistic at that point?” he asked.“There is no inconsistency between helping people do something [the government thinks is right] they would not otherwise do – like building up pension savings – and then recognising that everyone is different and people should be free to do what they like with [their pension].“Michael Johnson is nothing if not prolific in his ideas, but, just at the point we had decided defaulting into annuities is not the best thing to do, [the CPS] publish a paper on defaulting into index-linked annuities.”The Budget proposals, which come into effect on 6 April, remove the requirement for DC members to annuitise, allowing them to draw down in any way they see fit.It was announced by chancellor George Osborne in 2014 after the annuity insurance market faced sharp criticism over perceived lack of value for money and market failure.“Talk about not getting the zeitgeist,” Webb said, in a nod to the CPS.Webb said the concept of defaulting people’s DC pots into index-linked annuities was bizarre given that many UK savers retiring now would have state pension entitlements alongside some defined benefit pension payment.“If ever there were a wrong moment to come up with a suggestion, this was it,” he said.Webb shared a stage with Labour counterpart Gregg McClymont, the shadow pensions minister, as the pair clashed over the Budget proposals and the safeguards in place for consumers.McClymont said the paper was interesting given that the logic behind the Budget rules “strays” so far away from that of auto-enrolment.“This [CPS] proposal is more in-tune and is something I will be following closely,” he said.“I don’t agree with all of it, and, as always, there are some points of contention. [But] I think it is definitely a worthy contribution to the debate.”McClymont expressed surprise at the policy being suggested by the CPS, a free-market advocate, but said the merging of right and left political ideology had become more common over his tenure as shadow.“It is recognition that the pensions market is a special case,” he said.Read Taha Lokhandwala’s analysis on the impact of the Budget proposals on the UK pensions industry The UK pensions minister, Steve Webb, has dismissed a recent think-tank proposal to implement a default retirement system for defined contribution (DC) pension savers to counter Budget freedoms.Webb, a Liberal Democrat MP, said he did not believe savers approaching retirement needed such a level of paternalism or government intervention and dismissed claims the Budget proposals were at odds with auto-enrolment.The traditionally right-leaning and free-market think-tank, the Centre for Policy Studies (CPS), said government intervention into the pensions market was the best way to ensure savers did not make poor retirement decisions.The paper, authored by CPS fellow Michael Johnson, said the default annuity process would ensure that those left confused would still receive a stable retirement income, allowing those who desire additional freedoms to access them as well.last_img read more

Continue reading "UK minister dismisses ‘auto-protection’ as politicians clash on paternalism"

Mermaid Strikes New Financing Deal for DSV Duo

first_imgSubsea services provider Mermaid said it has entered into a facility agreement with the Export-Import Bank of Thailand to loan up to USD 65 million.With this deal Mermaid aims to to extend the financing two vessels the Mermaid Endurer and Mermaid Asiana, for a further period of five years with the same lender.The loan will be applied to settle the indebtedness due to the lender under a previous credit facilities agreement in respect to the two above mentioned vessels and replacing that arrangement with the facilities instead.The DSV Mermaid Endurer is a Norwegian purpose built DP2 dive support and light construction vessel, specially designed for operations in severe weather conditions such as the North Sea.The DSV Mermaid Asiana is a purpose-built DP2 dive support and light construction vessel. This vessel is designed for operations in the Middle East and Asia-Pacific region.last_img read more

Continue reading "Mermaid Strikes New Financing Deal for DSV Duo"

Rio will answer England call – Ferguson

first_imgManchester United manager Sir Alex Ferguson has confirmed that defender Rio Ferdinand will join up with the England squad on Monday. Press Association The 34-year-old earned his first England call-up under manager Roy Hodgson for the World Cup qualifiers with San Marino and Montenegro later this month. There were reports on Saturday morning that Ferdinand could yet turn down the chance to represent his country again, either in response to being left out by Hodgson until now or in order to prolong his club career. However, Ferguson – asked on Saturday night if the defender would be joining up with England on Monday – told ESPN: “Yes.” center_img Hodgson cited “footballing reasons” for Ferdinand’s exclusion in his squad for the Euro 2012 finals and he has remained out of his plans until now. Ferdinand impressed in the Barclays Premier League match against Reading, setting up the only goal of United’s 1-0 Old Trafford win for Wayne Rooney. Ferguson, who reported no casualties following a win which extends his team’s lead at the top of the table to 15 points, was pleased with Ferdinand’s contribution. He said: “Rio has always had the ability to break into midfield. He doesn’t do it as much as he used to but he did today and got us a goal. Most of the time this season we’ve played well. The performance today doesn’t reflect the 15 points ahead we are. “I thought some of Reading’s football was quite good but they didn’t really make any chances. I expected danger from set-piece play but we did defend quite well.” Ferguson acknowledged the deflection which Rooney’s shot got off Reading defender Alex Pearce helped his team. He added on ESPN: “I don’t know if the goalkeeper would have saved it or not but it was a bad deflection and went over his head.” last_img read more

Continue reading "Rio will answer England call – Ferguson"